We’re excited to share that we’ve expanded your investment options.
We’ve launched two new KiwiSaver funds – the Focused Growth Fund and the Cash Fund. These new options join our existing High Growth Fund and Income Fund, giving you a total of four funds to choose from when creating your investment profile.
The Focused Growth Fund is designed for those looking for strong long-term growth potential, while the Cash Fund offers greater stability for investors wanting lower-risk exposure.
Does this affect the Lifestages Auto Fund option?
If you are in our Lifestages Auto Fund option, your Fund allocations may have been changed. From time to time, as part of the general investment management of your KiwiSaver account, we may adjust your Lifestages Auto Fund account investments.
We’ve added our new Focused Growth Fund and Cash Fund to the Lifestages Auto option to allow for a more tailored investment approach. This lets us better match your investment strategy to your needs, whether you’re just starting out, headed towards retirement, or already enjoying it.
If you are in our Lifestages Fund option, your existing investment with us was rebalanced in line with the new fund allocations on 1 May 2025, based on your age at 31 July 2024.
New Lifestages Auto Fund allocations
The new Fund allocations for each age band are:
Auto 0-49: 15% Focused Growth, 85% High Growth
Auto 50-54: 5% Focused Growth, 75% High Growth, 20% Income
Auto 55-59: 60% High Growth, 40% Income
Auto 60-64: 40% High Growth, 50% Income, 10% Cash
Auto 65+: 30% High Growth, 55% Income, 15% Cash
Do I need to do anything?
You don’t need to do anything. This update occurred automatically. From the 1st of May all contributions were invested according to the new Lifestages Auto allocations.
For example, if you are 50 years old, we will rebalance your investments so 5% of your investment is in the Focused Growth Fund, 75% in the High Growth Fund, and 20% in the Income Fund.
If you have any questions or would like to discuss what this means for you, please book a time with one of our financial advisers using the link below. Alternatively, you can refer to the SBS Wealth Product Disclosure Statement here.
Does this affect me if I have self-selected my investment mix?
If you are someone who has self-selected your investment mix, you now have even more flexibility to tailor your investment strategy to suit your financial goals and risk appetite.
Before making any changes to your investment mix, we recommend speaking with one of our financial advisers. They can help you assess how these new funds might fit into your overall strategy and ensure your KiwiSaver account continues to work hard for you.
To book a time with one of our advisers, simply use the link below.
How can I change my investment mix?
You can change your investment mix at any time. If you are in the Lifestages Auto Fund option, you will need to opt-out using this form and select your own risk profile instead. Before you do this, it’s important to ensure you understand your ideal risk profile and the impacts of changing your risk profile. You can use our online tools and book a time with one of our financial advisers below.
Expert investment advice on tap
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