Terms and Conditions  

1. The competition is open to SBS Wealth clients who have an open SBS Wealth KiwiSaver Scheme account or SBS Wealth Investment Funds account as of 9 February 2026.
2. There is one prize of an iPhone 17 to the winning SBS Wealth client. The prize is not transferable or redeemable for cash.
3. All eligible entries will go into the prize draw to be held on 9 February 2026. 
4. Prize winners will be notified on or soon after 9 February 2026 through the SBS Wealth webapp using the contact information held against their SBS Wealth client record. Failure to provide up to date contact details may result in the prize being redrawn.
5. The winner must have claimed their prize by 28 February 2026 through the SBS Wealth webapp.
6. The decision is final and no correspondence will be entered into. SBS Wealth Limited (SBS Wealth) reserves the right to remove any person from the prize draw for any reason including, but not limited to, where the conditions for entry to the competition have not been met.
7. One entry per SBS Wealth client.
8. By accepting the prize, each prize winner agrees to participate in any publicity arrangements that SBS Wealth may reasonably require in relation to this competition.
9. Employees of SBS Group and its related companies (as defined in the Companies Act 1993), their spouse (either married or de facto) and their dependents (children and/or parents living with them) are not eligible to participate in this prize draw.
10. SBS Wealth reserves the right to vary, suspend or terminate the prize draw at any time.
11. To the extent permitted by law, SBS Wealth, its employees and agents shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected with, this competition or its prizes.